A young couple realized they’re deeply upside down on a massive fifth-wheel camper and a truck they no longer live in. Together they make good money, but the loans are dropping in value faster than they can pay them off. They called in to The Ramsey Show for advice. | Dave Ramsey

A woman found out her in-laws are investing using her husband’s Social Security number without permission. She called in to The Ramsey Show for advice. | Dave Ramsey

Dave Ramsey Explains His Investing Process

Sadie called into The Ramsey Show wondering if she should open a secret account that her husband doesn't have access to. They're overspending each month and putting it all on credit cards. But being deceptive in marriage is never the solution to your problems. | Dave Ramsey

This caller wants to know if he and his wife should buy a house when they move, or they could move in with his parents for a time to save up more. Dave and Rachel give them their advice. | The Ramsey Show

The 7 Baby Steps are a proven, step-by-step plan to take control of your money and build wealth. First, save $1,000 as a starter emergency fund. Then, knock out all debt except your house. Once you’re debt-free, build up 3–6 months of expenses. From there, you’ll invest, save for college, and pay off your home early so you can live and give like no one else. Follow this plan and you’ll change your life forever. | Dave Ramsey