CFPB Final Rule Reshapes Fair Lending Enforcement Under ECOA
nationalmortgageprofessional.com
CFPB Final Rule Reshapes Fair Lending Enforcement Under ECOA
The Consumer Financial Protection Bureau (CFPB) has finalized a rule revising how fair lending is enforced under the Equal Credit Opportunity Act (ECOA), removing the long-standing “effects test” and narrowing the scope of regulatory scrutiny for lenders, including mortgage originators.The rule, published April 22 in the Federal Register ...
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