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At Age 73, The IRS Starts A Secret Clock — It Costs Couples $40,000
At age 73, the IRS starts a secret clock — and they're not required to tell you. It's called the Required Minimum Distribution. Your 401(k) grew tax-deferred for forty years. Now Uncle Sam wants his cut. Miss the deadline by one day, and the IRS keeps 25% of what you forgot to withdraw. The average couple loses $40,000 in unnecessary taxes ...
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A lot of people think “funding” and “distribution” are the same thing in real estate… but they’re actually two different parts of closing. Funding is when the lender sends the money and the transaction officially funds. Once everything records with the county, ownership transfers from the seller to the buyer. That’s the moment the house legally changes hands. Distribution is the next step. That’s when title starts sending everybody their money. Sellers receive proceeds, agents get commissions, l
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