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RBI NEW RULE: Your home loan EMI could drop and no, the RBI didn’t cut rates again. They just changed one rule that finally helps existing borrowers, not just new customers. Earlier, banks could revise your loan’s “spread”, the part of the interest they control only once in 3 years. Now, from October 1, they can reduce it anytime if your credit profile improves or if you’re getting better offers elsewhere. So if you’ve been paying EMIs on time, your bank might owe you a lower rate. But you might
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