Experts recommend spending no more than 36% of your income on housing and debt payments, but that can be in many markets. Learn more here.

Gift money can come from relatives and even friends in some cases. It can cover your down payment and/or closing costs, reducing or eliminating the cash you need to close the home purchase.

Nearly every major agency is predicting rates in the 6s or higher for 2025. But could rates drop into the 5s? There's a solid ...