Goodbye, David Lynch ...

Forbes Health survey reported that most New Year's resolutions are abandoned within the first four months of the year.

We oldsters aren't in the mood to wait until it's gone to appreciate what we had. Instead, to riff on Theodore Roosevelt's quote, we do what we can in the time that is left with the resources we have.

T his week, I thought we could touch on a subject that occurs with every real estate transaction, and that is how to hold ...