Younger entrepreneurs are disadvantaged in small business loan markets because lenders rely heavily on personal credit scores, which favor long histories of repaying debt. In Modernizing Access to ...

Machine Learning now shapes how decisions are made, systems are built, and how work gets done. Building real understanding means learning the fundamentals from the faculty at the School of Computer ...

In todays fast evolving financial landscape, artificial intelligence and machine learning are changin how credit decisions get made. But the traditional “black box” models cause worry 'cause nobody ...

A British multinational design and engineering company behind world-famous buildings such as the Sydney Opera House has confirmed that it was the target of a deepfake scam that led to one of its Hong ...

Abstract: To determine and to understand the working of loan systems for the cause of Loan Prediction using the demographic information of various factors that combine to form the nature of the ...

The paper proposes an explainable AI model that can be used in fintech risk management and, in particular, in measuring the risks that arise when credit is borrowed employing peer to peer lending ...

It was a striking story. “Machine Bias,” the headline read, and the teaser proclaimed: “There’s software used across the country to predict future criminals. And it’s biased against blacks.” ...

The end of rent control raised the overall valuation of Cambridge's housing stock by $1.8 billion between 1994 and 2004, more than $1 billion of which was due to spillovers to never-controlled houses.