Our mission: to inform and educate our visitors about the world of credit cards, encouraging better credit decisions and a brighter financial future for all. Our advice follows strict editorial ...

Neither Capital One nor Discover are in financial distress leading up to the shareholder vote. Capital One topped earnings ...

Although some people may think bad credit is only important when you want to get a loan, having a poor credit history can also impact things like obtaining a new utility account or renting an ...

Credit card issuers can lose customers to home equity lines of credit (HELOCs), which allow homeowners to borrow money ...

An expanding HELOC market may create more competition for credit card issuers and alternative lenders. We sat down with ...

John Ulzheimer is an expert on credit reporting, credit scoring, and identity theft. The author of four books on the subject, Ulzheimer has been featured thousands of times in media outlets including ...

Below are our staff picks for the year's best prepaid and debit cards. Unlike traditional credit cards, these cards require that cardholders load funds onto the card before using. Disclosure: When you ...

Earn Cash Back Rewards* on All Eligible Purchases – 3% on Gas, Groceries, and Utilities, and 1% on All Other Eligible Purchases Up to $1,000 credit limit subject to credit approval Prequalify** ...

Brittney is a Credit Strategist and Finance Expert who has spent years honing her knowledge of the credit industry both personally and professionally. Brittney applies her more than a decade of ...

Eric Bank is an M.B.A. who has covered financial and business topics since 1985, appearing regularly on Credible, eHow, WiseBread, The Nest, Zacks, Chron, BadCredit.org and dozens of other outlets.

A proposed 10% cap on credit card Annual Percentage Rates (APRs) has created ripples in the credit card industry over the ...

Erica Sandberg is a consumer finance expert and journalist whose articles and insights are featured in publications such as the Wall Street Journal, Reuters, MarketWatch, Forbes, and MSN Money. An ...