On the surface, money-market accounts seem like the best of both worlds - higher rates than savings and the freedom to grab your cash when life happens. But here's where things get interesting.

Regulation D previously limited withdrawals from savings and money market accounts to six per statement cycle. The Federal Reserve suspended this limit in April 2020 during the coronavirus pandemic to ...

While a 4% withdrawal rate is considered safe, a conservative 3% rate supports expenses and travel while preserving funds. Use cash or CDs for college costs, diversify investments, and delay Roth IRA ...

A portfolio of dividend-paying stocks could supplement your withdrawal strategy How much of your hard-earned portfolio can you sell each year to finance your retirement - without ever running out of ...