There are two basic types of 401 (k)—traditional and Roth—which differ primarily in how they're taxed. Employer contributions can be made to both traditional and Roth 401 (k) plans; solo 401 (k) ...

Changes to federal law governing retirement savings plans allow employers to make matching contributions to employees' 401(k) ...

Understanding how 401(k) vesting works will help retirement savers make more informed decisions about an employer match.

Key Takeaways The average 401(k) balance for people in their 40s is $407,675, while the median is $162,143. For people in ...

Historically, many part-time workers have not been eligible to contribute toemployer-sponsored 401(k) retirement plans. That means that, in the past, manyAmericans have not had the opportunity to ...

The average 401(k) balance for someone in their 60s was $577,454 as of November 2025. The median, though, was far less: ...

Higher contribution limits mean you can grow your retirement nest egg faster. Here's how to save the right way and the top ...

After delaying a rule requiring high-income 401(k) savers aged 50 or older to make catch-up contributions in Roth accounts, the IRS has signaled that it will take effect starting next year. Industry ...

When President Donald Trump signed an executive order in February to allow private real estate and other alternative investments to be included as options in 401(k) plans, many investors celebrated ...

Jonathan Ponciano is a financial journalist with nearly a decade of experience covering markets, technology, and entrepreneurship. Cavan Productions / Getty Images Your 401(k) passes to the person you ...

Plus, when you invest a traditional 401(k) plan, you get to enjoy tax-deferred gains. This means that rather than pay taxes on gains year after year, you pay them when you take withdrawals from your ...