Changes to federal law governing retirement savings plans allow employers to make matching contributions to employees' 401(k) ...

What Is Roth 401(k) Matching? Roth 401(k) matching is a retirement savings strategy where an employer matches the contributions an employee makes to their Roth 401(k) account. The employee designates ...

There are two basic types of 401 (k)—traditional and Roth—which differ primarily in how they're taxed. Employer contributions can be made to both traditional and Roth 401 (k) plans; solo 401 (k) ...

Less than half of retirees say a workplace plan is providing income, while current workers expect 401(k)s to carry retirement. The balances show why—and IRAs complicate the picture.

Employers may match your 401(k) contributions, often limited to a certain percentage. Understanding your company's matching and vesting rules can maximize your benefits. Be aware of annual 401(k) ...

Historically, many part-time workers have not been eligible to contribute toemployer-sponsored 401(k) retirement plans. That means that, in the past, manyAmericans have not had the opportunity to ...

After delaying a rule requiring high-income 401(k) savers aged 50 or older to make catch-up contributions in Roth accounts, the IRS has signaled that it will take effect starting next year. Industry ...

2026 brings changes to your 401(k) catch up contributions that you need to know about. Ignoring them could bring IRS hassles or a surprise tax bill. If you are participating in your 401(k) at work, ...

Jonathan Ponciano is a financial journalist with nearly a decade of experience covering markets, technology, and entrepreneurship. Cavan Productions / Getty Images Your 401(k) passes to the person you ...