Jason Fernando is a professional investor and writer who enjoys tackling and communicating complex business and financial problems. Gordon Scott has been an active investor and technical analyst or ...

To calculate your required minimum distribution, simply divide the year-end value of your IRA or other applicable retirement account (such as a traditional 401(k)) by the distribution period value ...

That’s the top question I receive when I’m out and about talking about retirement portfolio planning, including some of the safe spending rate research that our team has been producing since 2021.