Some basic credit facts vs. fiction to consider so your finances – and your credit standing – will stay in good shape.

Add Yahoo as a preferred source to see more of our stories on Google. Ah credit scores, the adult version of a GPA. Isn't it incredible to think about how little we learned about this elusive number ...

Credit scores and reports haven’t been around that long, in the grand scheme of things, anyway. The first standardized credit scoring model was FICO’s in the ’80s, and there wasn’t a ton of ...

(WSPA) – Do you know your credit score? It can sure make a difference when you need to borrow money, but many people are clueless about what really impacts that all-important 3-digit number. 7NEWS ...

This might be the most expensive myth in personal finance. Saunders said people think keeping a balance on their credit card proves they’re using credit responsibly. “[The myth is] that carrying a ...

Considering how big of a role your credit score plays in your life, it's surprising how misunderstood they often are. Many people still believe common myths about credit scores -- even though they've ...

Credit scores and reports haven't been around that long, in the grand scheme of things, anyway. The first standardized credit scoring model was FICO's in the '80s, and there wasn't a ton of ...

(WSPA) – Do you know your credit score? It can sure make a difference when you need to borrow money, but many people are clueless about what really impacts that all-important 3-digit number. 7NEWS ...

I had a friend once tell me, "Now that my credit score is over 800, I can get approved for anything I want!" I wish it worked that way. I have an 822 score myself, and I've still been denied for new ...

Credit scores are weird. You can do the "right thing" and still watch your score drop. For example, a friend of mine paid off her mortgage early and closed her old credit cards to clean things up -- ...